Many Arkansans have questions about their healthcare coverage, especially concerning the Arkansas Medicaid program, now known as ARHOME (Arkansas Health and Opportunity for Me). A common question revolves around the connection between ARHOME and the Affordable Care Act (ACA), often referred to as “ObamaCare,” and whether there are associated taxes. This article clarifies these points to provide a better understanding of Arkansas Medicaid and its funding.
Arkansas’s Medicaid program, ARHOME, is indeed related to the Affordable Care Act in its origins and funding mechanisms, but it’s not directly an “ObamaCare tax” for beneficiaries. ARHOME utilizes Medicaid dollars, some of which are made available through the ACA’s Medicaid expansion. This expansion was a key component of the ACA, designed to broaden Medicaid eligibility to more low-income adults. Arkansas chose to implement Medicaid expansion in a unique way, using these federal funds to purchase private health insurance for Medicaid beneficiaries.
Therefore, ARHOME is a distinct Arkansas Medicaid program, funded partly through the expansion provisions of the Affordable Care Act. It’s not a separate tax levied on individuals because of “ObamaCare.” Instead, it’s a healthcare coverage program for eligible Arkansans, utilizing federal and state funds allocated to Medicaid. The program aims to improve health outcomes by providing coverage through private insurance carriers like Blue Cross Blue Shield and Ambetter.
Currently, Arkansas Medicaid beneficiaries have an important opportunity during Open Enrollment, from November 1, 2023, to January 15, 2024. This period allows you to review your current health plan and explore other options within the ARHOME program. You can switch plans or insurance companies through the online portal: https://portal.mmis.arkansas.gov/armedicaid/member. To ensure your new plan takes effect on January 1, 2024, it’s recommended to make any changes by December 12, 2023. If you are satisfied with your current plan, no action is needed, and your enrollment will automatically continue.
ARHOME replaced the previous Arkansas Works program on January 1, 2022, with an enhanced focus on not just coverage but also on improving the overall health and well-being of Arkansans. This includes targeted programs like Life360 HOMEs, focusing on maternal health, rural health, and support for at-risk young adults. These initiatives underscore ARHOME’s commitment to proactive healthcare management and a healthier Arkansas.
For any questions regarding eligibility, you should contact the Division of County Operations. For questions about your current coverage or new plan options under ARHOME, reach out to your agent, insurance carrier, or the insurance carriers listed on the ARHOME website. Website issues can be reported by calling 1-855-550-3974, and general ARHOME inquiries can be directed to 1-888-987-1200. Understanding ARHOME helps Arkansans make informed decisions about their healthcare within the state’s Medicaid framework.
