Growing up as Dave Ramsey’s daughter, Rachel Cruze gained invaluable insights into managing money from a young age. She learned crucial principles like generosity, saving diligently, and avoiding debt, lessons deeply rooted in her parents’ experience of overcoming bankruptcy and building Ramsey Solutions from the ground up. Her father instilled in her and her siblings the vital importance of hard work in earning money. As she matured, Cruze recognized her own free-spirited nature and a natural inclination towards spending.
However, Rachel Cruze discovered the transformative power of budgeting. By learning to direct her funds intentionally, she experienced firsthand that a budget wasn’t restrictive but liberating. This realization ignited a passion within her to guide others toward the same financial freedom she had found.
Rachel Cruze holds a Bachelor of Arts in communication from the University of Tennessee. She is married to her husband, Winston, and together they have three children: Amelia, Caroline, and Charles. Her professional journey led her to Ramsey Solutions, where she is a certified financial coach dedicated to traveling the country, speaking, and providing practical advice. Her expertise focuses on helping individuals become debt-free and build wealth. Cruze is committed to dispelling the harmful myths surrounding personal finance and empowering people with actionable plans, making money management less stressful and more understandable.
As a published author and host of The Rachel Cruze Show on YouTube and podcast platforms, she extends her reach to a wider audience. Additionally, Cruze co-hosts Smart Money Happy Hour with George Kamel and frequently joins her father on The Ramsey Show. For Rachel Cruze, the most rewarding aspect of her career is the opportunity to offer hope, financial peace, and genuine contentment to people, guiding them on their personal finance journeys.
